Wells Fargo’s Rebranding and What It Means

Wells Fargo had its share of scandals much to the joy of their competitors. As the news and PR nightmare dropped its heavy hammer on Wells Fargo, customers flocked to other banks who they believed were more ethical in their treatment of customers. If you believe that, I have a bridge to sell you in New York. What Happened at Wells Fargo? There were a … Continue reading Wells Fargo’s Rebranding and What It Means

12 DOS & DON’TS FOR SUCCESSFUL LOW INTEREST HOME LOANS

Getting a home loan is hard enough. Getting a successful, low interest home loan is a feat all on its own. There are so many moving parts to purchasing a home that any advantage you can gain could mean hundreds or thousands of dollars saved each month in interest over a 30-year fixed mortgage. Below are twelve things you should do or not do to get a lower rate. Continue reading 12 DOS & DON’TS FOR SUCCESSFUL LOW INTEREST HOME LOANS

Golden Age for Small Business FintechShark

How FinTech Helped Small Business Win

FinTech was born out of technology and a long-time frustration by the lack of efficiency in obtaining financing. At some point, people started wondering how they might streamline the process and FinTech was born. While FinTech is not all about online lending, business owners helped the adoption rate dragging it into mainstream acceptance. Continue reading How FinTech Helped Small Business Win

Home_Purchase_Tips_FintechShark

15 Things Your Realtor Wishes You Knew About Home Loans

Realtors and loan processors complain constantly about the struggles they have when interacting with new home buyers. Realtors lament the bad decisions borrowers make that kill their ability to get approved for a loan. Some seem like common sense, but other things might not be so clear on how one item is even connected with another. Continue reading 15 Things Your Realtor Wishes You Knew About Home Loans

My Kingdom for Some Culture

The culture of a company is a powerful thing. Entering a large corporate environment and you understand movement will be slow and unwieldy. Everything will take longer than it should thanks to the red tape and bureaucracy. Talking about a startup environment and it is the wild west. You are empowered to think of solutions and immediately execute. Things are fluid and agile and fast. Many people find it hard to keep up. One is on one side of the spectrum, and one is on the other side of the spectrum. All other styles fall somewhere in between. Continue reading My Kingdom for Some Culture

Ghost Branches; FinTechShark

BANK BRANCHES AND GHOST TOWNS

Full service banks exist to satisfy all our banking needs. We go in for deposits and withdrawals. We need loans, investments, and CDs and our ‘relationship banker’ helps us with that. Regarding business banking, we rely on the branches even more for fast deposits, merchant services, and so on. Is that still the case? Does branch banking carry the same need for the customer of … Continue reading BANK BRANCHES AND GHOST TOWNS